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Some of you are probably wondering exactly where we are now in this process of building our first log home.
Well, we’re held up at the financing stage of the game.
We were actually 3 days from closing, when things got squirrelly and we decided to shop banks some more. (More on that here.)
So now, we’re most likely taking a 6-month hiatus. That should be enough time for us to build up a bigger down payment — maybe even enough to prevent us from having to take out a “jumbo loan” (which is a loan amount of $417 or more — it comes with higher rates & fees). By the way, our loan amount includes the cost of the land, as well.
The good news is, time is on our side because the mortgage rates have already come down since our previous closing date in October, and they are projected to drop even more in the coming months.
Thankfully, everything else is in order… The land has been cleared. The blueprints are done. The general contractor is on standby. The logs are ready. The details of our home have all been finalized. The sub-contractors are ready to begin. Now, we’re just waiting for the banks to open up their pockets so our dream home can become a reality.
We’ve gone through the entire process of designing and planning every single detail of our dream log home! We have the blueprints… and the land… and the contractor… and the goal for our log cabin home to be our retirement home. Before you build (or buy) a log home, I have a slew of helpful tips for you — to plan, design, build, decorate, and maintain your very own rustic modern log home. When I’m not fine-tuning the log home of my dreams, you’ll find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun & helpful websites). To date, I’ve written nearly 300 articles for current and future log home owners on this site! Many of them have over 50K shares.