Designing / BuildingHome & Garden

log-home-financing

Log home lending is different for some banks than taking out a mortgage for a tract house or other conventional housing structure. Knowing what avenues to take when seeking log home financing will make your goals of obtaining a mortgage for your log home an easier, happier journey.

One of the biggest hang-ups in the process of finding a bank to finance our log home was the 'draw schedule'. The draw schedule is that unique timeline that spells out exactly when the logs themselves will be paid for, when the next installment of payments will be doled out by the bank, etc. It became difficult to get the bank and the log home company to agree on when the actual money would exchange hands. Here's how it went for us.

Following are some tips for working with log siding, plus lots of fun ways to use log siding in other projects around the house.

The number and placement of bathroom doors is one thing that people tend to overlook -- until it's too late. I've learned a few things that might save you some headaches later on, if you're able to address these things before you build.

A collection of facts about doors that will come in handy when choosing the placement of your interior and exterior doors, plus tips that should help when deciding which type of doors to buy.

We qualify for the loans, but there just aren't enough log homes that have been sold recently around here for the banks to use as 'comps' in order to determine a fair appraisal value for our proposed log home. They're coming in way lower than we can build this log home for. And the banks won't budge.

We built a log cabin that is CLOSE to our dream log home, but a few things are lacking. Here are a few things that we would do differently if we were to build a log home again.

Here I summarize our personal experience with log home financing, as well as provide information and tips that will hopefully help you finance your log home.

It's hard for me NOT to re-subscribe to the 3 log home magazines I've been subscribing to. I mean, we got so much great info from them during that first year of the subscription. But now, we're craving more than these magazines seem willing to provide. If you're contemplating resubscribing to a log home magazine, I'm here to tell you, you may want to check out This Old House magazine instead. Especially if you're already living in your log home... chances are, the log home magazines won't have much to offer you at all.

Take it from us... prior to building a log home, it would be wise to have your contractor survey your lot ahead of time and remove any trees that could compromise your log home site. Several trees fell a little too close to our log home, and we were inches away from serious log home damage.

Need more space in your log home?... Consider a walk out basement! Here are some great reasons to consider building a log home with a basement, plus tips for building your basement while still staying within your log home budget.

Your log home is built, the weather is right, and now it's time for the exterior of your log home to be stained. For the record, they say that the best time to stain a log home is when the logs have a moisture content less than 19%. Here are the 4 necessary steps prior to staining a log home.

We fell in love with the log staircase that Hiawatha had in their model log home. It was comprised of half logs for steps and fit perfectly into the home's layout. It was something that we just 'had to have' in our log cabin. We researched the cost, and then compared the various log staircases that were available. Here's what we've learned about log stairs...

See why Shelley and Greg decided to build their log home from a manufactured log cabin kit, rather than a handcrafted log home.

Here's a great list of environmentally-friendly green log home products and suppliers. So, if you're trying to make your currently log home more green or you'll soon be building your very own green log home, here are some companies that will make your life easier!

If you're comparing the characteristics between concrete log homes and traditional log homes, it's fair to say that with log homes made of wood, you have to worry about mold, rot, insects, and fire -- over time. But with concrete log homes you do not. Nor do you have to apply stain to the home's exterior every few years. And, since you don't have to chop down any trees for concrete log homes, concrete log homes are also considered to be environmentally-friendly.

It's been about 2 years since we started the process of building our log home. We had the land picked out, the bank picked out, the GC picked out, the builder picked out, the logs picked out, the floorplan designed the way we wanted it, and we even started clearing the land. Then why isn't our log home done yet? Why haven't we even raised the first log yet?

Weatherall has a fun -- and FREE -- program you can download to see what your log home would look like with different color schemes. Yep, change the stain color on the logs, the deck, the trim work. Change the color of the chinking -- if any. You can even change the style and color of the roof. Download Weatherall Color Viewer here.